Wealth Management for Expats in Switzerland: How to Protect and Grow Your Assets
- Knotted
- 10 hours ago
- 3 min read
Relocating to Switzerland is much more than a lifestyle upgrade—it’s a strategic financial decision. Whether you’re moving as an entrepreneur, an executive, or with your family, you’re entering a new legal, fiscal and financial ecosystem. And that means your approach to wealth management must adapt.
Switzerland remains one of the world’s most advanced and stable jurisdictions for wealth preservation and long-term planning. It offers a robust banking system, a favourable legal environment, and exceptional privacy standards. But it also comes with complexity, regulation, and expectations. For expats, navigating this environment without the right guidance can result in missed opportunities, tax inefficiencies, or even compliance issues.
At Knotted, we help expats structure, protect and grow their wealth in a smart, compliant, and forward-looking way. Our role is to simplify complexity and offer clarity—so that you can focus on building your life in Switzerland with confidence.
Why Wealth Planning in Switzerland Is Crucial for Expats
When you move to Switzerland, your financial landscape shifts. You may become a Swiss tax resident. Your foreign accounts may need to be declared under automatic exchange of information (AEOI). Your company could face new reporting or withholding requirements. And your legacy planning—retirement, inheritance, or business continuity—might need a full redesign.
Yet, many expats underestimate the urgency of adapting their wealth strategy. They postpone key decisions, or rely on advice that isn’t locally grounded. This can lead to unnecessary taxation, unstructured investments, and legal uncertainty.
Wealth in motion needs structure.
That’s why we work with you from the moment you plan your relocation—or even after you've settled—to ensure that every piece of your financial life is aligned with Swiss rules and international best practices.
What We Typically Help Expats With
Our clients come from diverse backgrounds—Italy, the UK, Brazil, the US, the UAE—but their challenges often converge around a few critical areas:
Clarifying tax residency status and understanding obligations under Swiss tax law.
Consolidating global assets into an efficient and transparent structure.
Opening and managing Swiss bank accounts while securing multi-jurisdictional custody.
Aligning investment strategy with a new risk profile, time horizon, and local requirements.
Using tools such as insurance wrappers, trusts, or holding companies to optimise tax, protect wealth, and facilitate succession planning.
Acquiring residential or investment real estate in Switzerland and integrating it into a coherent long-term plan.
Whether you’re at the early stages of your relocation or already living in Switzerland, having a wealth structure tailored to your new context can make all the difference.
How Knotted Works: Integrated, Regulated, and 100% Personalised
We are not a bank. We are not an insurance company. We are not trying to sell you a financial product.
We are your point of coordination—independent, regulated, and deeply experienced in cross-border wealth management. We speak your language, both culturally and financially.
Our approach is collaborative: we bring together the right professionals—asset managers, tax lawyers, accountants, private banks, real estate agents, insurance specialists—and help you design a strategy that makes sense for your life, not just your portfolio.
Whether you need a fully managed investment portfolio, a bespoke holding structure, or simply a second opinion on your current setup, we’re here to make things clear, efficient, and future-proof.
Specialised Support for Italian Expats in Ticino and Beyond
A large part of our client base is Italian. Relocating to Switzerland as an Italian citizen presents unique challenges: legacy issues from past voluntary disclosures, coordination between Italian and Swiss inheritance laws, the complexity of interpreting flat tax regimes, and frequent confusion around what actually defines tax residency.
We’ve built a strong network of Swiss and Italian legal and tax experts to address these specific cross-border issues. Whether you’re exploring the flat tax regime, managing real estate held in Italy, or seeking a safe and compliant way to include crypto assets in your wealth plan, we’ll help you stay ahead of the curve—with full transparency and control.
Why Choose Knotted Instead of a Bank or a Big Advisory Firm?
Because we don't work for institutions. We work for you.
Big players often offer standardised solutions: pre-packaged portfolios, in-house products, or complex insurance plans with opaque costs. At Knotted, we believe that financial advice should be neutral, independent, and tailored to your specific situation.
We help you compare providers, challenge assumptions, and ask the right questions. Most importantly, we stay with you even after the deal is done. Because real wealth management is not about transactions—it’s about trust, clarity, and long-term alignment.
Ready to Talk? Let’s Design a Wealth Plan That Works for You
If you’re considering moving to Switzerland—or are already here—and want to make the most of this opportunity to protect and grow your wealth, we’re ready to talk.
No pressure. No obligations. Just clarity.
📱 WhatsApp +41 76 771 30 22
Let’s build something that works—not just for today, but for the next generation.
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